diff --git a/README.md b/README.md
index 7c8d996..45563ef 100644
--- a/README.md
+++ b/README.md
@@ -127,6 +127,34 @@ const decision = runtime.evaluate({ type: "user", pubkey: authorPubkey }, { prof
 if (decision.visibility.effect === "hide") return null;
 ```
 
+### Headless, straight from NIP-32 labels
+
+If you don't want the runtime's transport orchestration either — you already
+have relay events in hand and just want the engine — the whole path is four
+pure functions. **NIP-32 label events (kind 1985) are the canonical, signed
+decision format**; you don't invent one:
+
+```js
+import { createSnapshot, evaluateTarget, reduceAdminState, createAuthorityState } from "@bitgate/core";
+import { decodeLabels, labelsToContributions } from "@bitgate/nostr";
+
+const authority = createAuthorityState({ root: ROOT, actors: honoredModerators }); // moderator set as data
+const contributions = labelsToContributions(
+  labelEvents.flatMap(decodeLabels),                 // kind-1985 events off your relays
+  { namespace: "org.bitblocks.plugins", denyValues: ["deny"], allowValues: ["allow"] },
+);
+const snapshot = createSnapshot({ authority, admin: reduceAdminState(contributions, authority) });
+const decision = evaluateTarget(target, snapshot, { policy, surface: "registry" });
+
+if (!decision.transaction || decision.transaction.effect === "allow") install();  // gate a non-visual action
+```
+
+A decision has four dimensions, so `transaction` can block an install or
+checkout while `visibility` still shows the listing with a warning — something a
+`hidden` boolean can't express. [`examples/headless-quickstart.mjs`](examples/headless-quickstart.mjs)
+is a runnable end-to-end walkthrough (`node examples/headless-quickstart.mjs`);
+[docs/labels.md](docs/labels.md) covers the NIP-32 wire format and interop.
+
 ## Extending to a new application
 
 Write an adapter saying what your object is in governance terms, and a policy
diff --git a/docs/TODO.md b/docs/TODO.md
index 4f089cf..df18e31 100644
--- a/docs/TODO.md
+++ b/docs/TODO.md
@@ -230,30 +230,36 @@ adoption the obvious choice.
 
 ### Why we didn't reach for BitGate first
 
-- **No obvious "just the engine + events over Nostr" path for a static site.**
-  We wanted: moderators publish signed decisions to relays; every client
-  resolves the honored set and composes decisions ladder-max; enforce in the UI.
-  That is precisely BitGate's model, but the on-ramp we found was the
-  `<bitgate-provider>`/`<bitgate-veil>` widgets, which assume you're veiling
-  DOM content, not making install/transaction decisions in app logic. A
-  documented recipe for "headless `@bitgate/core` + your own decision events +
-  your own enforcement" would have won us over.
-- **The decision event format is ours, not yours.** We invented a 33604 shape
-  because we didn't find a canonical BitGate "decision/label event" to emit and
-  consume over relays. If BitGate defines (or blesses a NIP-32-based) wire
-  format for a signed decision across the four dimensions, other clients —
-  including ours — could interoperate instead of each inventing one.
+- **[ADDRESSED 2026-08-11] No obvious "just the engine + events over Nostr" path
+  for a static site.** The headless path existed but was buried under the widget
+  on-ramp. Added a "Headless, straight from NIP-32 labels" subsection to the
+  README (four pure functions: decode → contributions → reduce → evaluate, no
+  runtime transport, no DOM) and a runnable `examples/headless-quickstart.mjs`.
+  Pinned by `tests/headless-quickstart.test.js`.
+- **[ADDRESSED 2026-08-11] The decision event format is ours, not yours.** There
+  was no need to invent 33604: **NIP-32 label events (kind 1985) are the
+  canonical signed decision format** — `@bitgate/nostr` already has the codec
+  (`encodeLabel`/`decodeLabels`/`labelsToContributions`) and `docs/labels.md`
+  documents interop. The README and the headless example now say so explicitly
+  and round-trip real 1985 events into a four-dimension decision, so other
+  clients interoperate instead of each inventing a shape.
 
 ### High-value asks
 
-- **Headless quickstart**: `@bitgate/core` composing decisions from an array of
-  events + a viewer + a policy, with zero DOM. Show the `transaction` dimension
-  gating a non-visual action (install/checkout), which is where the four-
-  dimension model really shines and where a `hidden` boolean can't reach.
-- **Moderator-set as data.** Tessera made "who is a moderator" a signed,
-  root-controlled kind-30000 set resolved at runtime, so moderators can be
-  added in-app without a redeploy. A first-class BitGate primitive for the
-  honored-moderator/authority set (with delegation) would be broadly useful.
+- **[DONE 2026-08-11] Headless quickstart**: shipped `examples/headless-quickstart.mjs`
+  and a README subsection — `@bitgate/core` composing a decision from an array
+  of kind-1985 label events + an honored moderator set + a policy, zero DOM. It
+  shows exactly the `transaction`-dimension case the ask names: a malware plugin
+  stays **visible (warn)** but **not installable (transaction deny)** — where a
+  `hidden` boolean can't reach. Pinned by `tests/headless-quickstart.test.js`
+  (incl. that an out-of-set labeller's deny is ignored).
+- **[PARTIAL 2026-08-11] Moderator-set as data.** The primitive exists
+  (`createAuthorityState({ root, actors })` + capability-gated
+  `reduceAdminState`), and the headless example demonstrates resolving the
+  honored set as data and ignoring an unauthorized labeller. Still open as a
+  first-class helper: resolving that actor map from a *signed, root-controlled
+  kind-30000 set* at runtime (with delegation) rather than the app assembling
+  the `actors` object itself. Left as a focused follow-up.
 - **[DONE 2026-08-11] Allowlist / whitelist mode.** The engine already honored
   `requireAllowlist` + `allowlistMiss` (evaluator.js), and the commerce example
   configured a seller allowlist by hand — but there was no reusable named
diff --git a/examples/headless-quickstart.mjs b/examples/headless-quickstart.mjs
new file mode 100644
index 0000000..7e60de9
--- /dev/null
+++ b/examples/headless-quickstart.mjs
@@ -0,0 +1,130 @@
+/**
+ * BitGate, headless — the whole round-trip in one file, no DOM, no widget.
+ *
+ *   moderators publish signed NIP-32 label events (kind 1985)   <- the wire format
+ *        -> decode them on the client
+ *        -> map labels to governance contributions
+ *        -> reduce to admin state under an honored moderator set  <- moderator set as data
+ *        -> evaluate a target against a policy
+ *        -> apply the decision                                    <- your UI / app logic
+ *
+ * The point the widget on-ramp hides: a decision has four dimensions, and the
+ * `transaction` one gates a NON-visual action. A plugin can be visible (you see
+ * the listing, with a warning) yet not installable — something a single `hidden`
+ * boolean can't express. NIP-32 labels are the canonical, interoperable decision
+ * event; see docs/labels.md.
+ *
+ *   node examples/headless-quickstart.mjs
+ */
+import {
+  createAuthorityState,
+  createEventTarget,
+  createPolicyDefinition,
+  createSnapshot,
+  evaluateTarget,
+  reduceAdminState,
+} from "@bitgate/core";
+import { decodeLabels, encodeLabel, labelsToContributions } from "@bitgate/nostr";
+
+// --- identities (64-hex, as on the wire) -----------------------------------
+const ROOT = "a1".repeat(32);
+const MOD_A = "b2".repeat(32);
+const MOD_B = "c3".repeat(32);
+const CLEAN_PLUGIN = "d4".repeat(32); // a well-behaved plugin release (event id)
+const MALWARE_PLUGIN = "e5".repeat(32); // ships a keylogger
+const NOW = 1_750_000_000;
+const NAMESPACE = "org.bitblocks.plugins";
+
+// --- 1. A moderator publishes a signed NIP-32 label denying the bad plugin ---
+// encodeLabel returns the event TEMPLATE; in production your signer fills in
+// pubkey/id/sig. Here we simulate a signed event by attaching the labeller.
+function signedLabelEvent(labellerPubkey, template) {
+  return { ...template, pubkey: labellerPubkey, created_at: NOW, id: "0".repeat(64), sig: "" };
+}
+
+const relayEvents = [
+  signedLabelEvent(
+    MOD_A,
+    encodeLabel({
+      value: "deny",
+      namespace: NAMESPACE,
+      targets: [createEventTarget(MALWARE_PLUGIN)],
+      content: "ships an undisclosed keylogger",
+    }),
+  ),
+  // MOD_B independently agrees — labels compose; one honored labeller is enough
+  // here, but real deployments want more than one before a deny sticks.
+  signedLabelEvent(
+    MOD_B,
+    encodeLabel({
+      value: "deny",
+      namespace: NAMESPACE,
+      targets: [createEventTarget(MALWARE_PLUGIN)],
+      content: "confirmed: exfiltrates clipboard",
+    }),
+  ),
+];
+
+// --- 2. The honored moderator set, resolved as data (not hard-coded UI) ------
+// In production you resolve this from a signed, root-controlled Nostr set and
+// pass the pubkeys here — adding a moderator needs no redeploy.
+const authority = createAuthorityState({
+  root: ROOT,
+  actors: { [MOD_A]: ["moderator"], [MOD_B]: ["moderator"] },
+});
+
+// --- 3. Decode labels -> contributions -> admin state ------------------------
+const labels = relayEvents.flatMap((event) => decodeLabels(event));
+const contributions = labelsToContributions(labels, {
+  namespace: NAMESPACE,
+  denyValues: ["deny"],
+  allowValues: ["allow"],
+});
+// reduceAdminState only honors contributions from actors the authority permits,
+// so an unauthorized "labeller" publishing a deny changes nothing.
+const admin = reduceAdminState(contributions, authority);
+const snapshot = createSnapshot({ authority, admin });
+
+// --- 4. A plugin-registry policy. A denied plugin stays VISIBLE with a warning
+//        but is NOT installable — the four-dimension model's whole point. ------
+const registryPolicy = createPolicyDefinition({
+  id: "plugin-registry",
+  name: "Plugin registry",
+  version: "1.0.0",
+  defaultProfile: "registry",
+  profiles: {
+    registry: {
+      name: "registry",
+      administrativeDeny: { visibility: "warn", interaction: "allow", transaction: "deny" },
+      viewerBlock: { visibility: "hide", interaction: "deny" },
+      allowViewerOverride: false,
+      reports: {},
+      mutes: {},
+    },
+  },
+});
+
+// --- 5. Evaluate, and apply the decision to a NON-visual action --------------
+function report(name, eventId) {
+  const decision = evaluateTarget(createEventTarget(eventId), snapshot, {
+    surface: "registry",
+    policyProfile: "registry",
+    policy: registryPolicy,
+    now: NOW,
+  });
+  const installable = (decision.transaction?.effect ?? "allow") === "allow";
+  console.log(
+    `  ${name.padEnd(16)} visible=${decision.visibility.effect.padEnd(6)} installable=${installable}` +
+      (decision.reasons.length ? `   (${decision.reasons.map((r) => r.id).join(", ")})` : ""),
+  );
+}
+
+console.log("Plugin registry decisions (headless, from NIP-32 labels over relays):\n");
+report("clean plugin", CLEAN_PLUGIN);
+report("malware plugin", MALWARE_PLUGIN);
+console.log(`
+The malware plugin is still VISIBLE (visible=warn) but installable=false: the
+transaction dimension gated the install without hiding the listing. A single
+"hidden" boolean can't say "show it, but don't let anyone install it." Swap the
+fake relay events for a real subscription to kind-1985 labels from your honored
+moderators and this same code is your production enforcement.`);
diff --git a/tests/headless-quickstart.test.js b/tests/headless-quickstart.test.js
new file mode 100644
index 0000000..67dc46f
--- /dev/null
+++ b/tests/headless-quickstart.test.js
@@ -0,0 +1,89 @@
+// Pins examples/headless-quickstart.mjs: the NIP-32-labels -> decision round
+// trip, and specifically that the `transaction` dimension gates a non-visual
+// action (install) while the listing stays visible. If this drifts, the example
+// in the docs is wrong.
+import { describe, expect, it } from "vitest";
+
+import {
+  createAuthorityState,
+  createEventTarget,
+  createPolicyDefinition,
+  createSnapshot,
+  evaluateTarget,
+  reduceAdminState,
+} from "@bitgate/core";
+import { decodeLabels, encodeLabel, labelsToContributions } from "@bitgate/nostr";
+
+const ROOT = "a1".repeat(32);
+const MOD_A = "b2".repeat(32);
+const MOD_B = "c3".repeat(32);
+const OUTSIDER = "f6".repeat(32); // not in the honored moderator set
+const CLEAN = "d4".repeat(32);
+const MALWARE = "e5".repeat(32);
+const NOW = 1_750_000_000;
+const NS = "org.bitblocks.plugins";
+
+/** createEventTarget returns null on a bad id; every id here is valid 64-hex. */
+const eventTarget = (id) => {
+  const target = createEventTarget(id);
+  if (!target) throw new Error(`bad event id: ${id}`);
+  return target;
+};
+
+const signed = (pubkey, template) => ({ ...template, pubkey, created_at: NOW, id: "0".repeat(64), sig: "" });
+const denyLabel = (pubkey, eventId) =>
+  signed(pubkey, encodeLabel({ value: "deny", namespace: NS, targets: [eventTarget(eventId)] }));
+
+const policy = createPolicyDefinition({
+  id: "plugin-registry",
+  name: "Plugin registry",
+  version: "1.0.0",
+  defaultProfile: "registry",
+  profiles: {
+    registry: {
+      name: "registry",
+      administrativeDeny: { visibility: "warn", interaction: "allow", transaction: "deny" },
+      viewerBlock: { visibility: "hide", interaction: "deny" },
+      allowViewerOverride: false,
+      reports: {},
+      mutes: {},
+    },
+  },
+});
+
+function decide(events, eventId) {
+  const authority = createAuthorityState({ root: ROOT, actors: { [MOD_A]: ["moderator"], [MOD_B]: ["moderator"] } });
+  const contributions = labelsToContributions(
+    events.flatMap((e) => decodeLabels(e)),
+    { namespace: NS, denyValues: ["deny"], allowValues: ["allow"] },
+  );
+  const snapshot = createSnapshot({ authority, admin: reduceAdminState(contributions, authority) });
+  return evaluateTarget(eventTarget(eventId), snapshot, {
+    surface: "registry",
+    policyProfile: "registry",
+    policy,
+    now: NOW,
+  });
+}
+
+describe("headless quickstart: NIP-32 labels -> decision", () => {
+  const events = [denyLabel(MOD_A, MALWARE), denyLabel(MOD_B, MALWARE)];
+
+  it("leaves a clean plugin visible and installable", () => {
+    const d = decide(events, CLEAN);
+    expect(d.visibility.effect).toBe("allow");
+    expect(d.transaction?.effect ?? "allow").toBe("allow");
+  });
+
+  it("gates install on the malware plugin while keeping the listing visible", () => {
+    const d = decide(events, MALWARE);
+    // The four-dimension point: shown (warn) but not installable (transaction deny).
+    expect(d.visibility.effect).toBe("warn");
+    expect(d.transaction?.effect).toBe("deny");
+  });
+
+  it("ignores a deny label from a labeller outside the honored moderator set", () => {
+    const d = decide([denyLabel(OUTSIDER, MALWARE)], MALWARE);
+    expect(d.transaction?.effect ?? "allow").toBe("allow");
+  });
+});