diff --git a/js/app.js b/js/app.js
index 322db86a..3d4f5086 100644
--- a/js/app.js
+++ b/js/app.js
@@ -3499,11 +3499,25 @@ class Application {
       return false;
     }
 
-    const sessionActorPubkey = this.normalizeHexPubkey(
-      nostrClient?.sessionActor?.pubkey,
-    );
+    const sessionActor = nostrClient?.sessionActor || null;
+    const sessionActorPubkey = this.normalizeHexPubkey(sessionActor?.pubkey);
     if (sessionActorPubkey && sessionActorPubkey !== normalizedPubkey) {
-      return false;
+      const rawPrivateKey =
+        typeof sessionActor?.privateKey === "string"
+          ? sessionActor.privateKey.trim()
+          : "";
+      const hasEmbeddedPrivateKey =
+        rawPrivateKey.length > 0 && HEX64_REGEX.test(rawPrivateKey);
+
+      const declaredSource =
+        typeof sessionActor?.source === "string"
+          ? sessionActor.source.trim()
+          : "";
+      const isPersisted = sessionActor?.persisted === true;
+
+      if (!hasEmbeddedPrivateKey || declaredSource || isPersisted) {
+        return false;
+      }
     }
 
     return true;
diff --git a/tests/app/is-user-logged-in.test.mjs b/tests/app/is-user-logged-in.test.mjs
index 82ee98f6..84d503d6 100644
--- a/tests/app/is-user-logged-in.test.mjs
+++ b/tests/app/is-user-logged-in.test.mjs
@@ -78,8 +78,8 @@ test("isUserLoggedIn guards against mismatched nostrClient state", () => {
   const previousSessionActor = nostrClient.sessionActor;
 
   try {
-    const pubkey = "aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa";
-    nostrClient.pubkey = "bbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbb";
+    const pubkey = "a".repeat(64);
+    nostrClient.pubkey = "b".repeat(64);
     nostrClient.sessionActor = { pubkey };
 
     const app = createTestApp(pubkey);
@@ -90,15 +90,37 @@ test("isUserLoggedIn guards against mismatched nostrClient state", () => {
   }
 });
 
-test("isUserLoggedIn rejects mismatched session actor pubkeys", () => {
+test("isUserLoggedIn ignores anonymous session actor mismatches", () => {
   const previousPubkey = nostrClient.pubkey;
   const previousSessionActor = nostrClient.sessionActor;
 
   try {
-    const pubkey = "aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa";
+    const pubkey = "c".repeat(64);
     nostrClient.pubkey = pubkey;
     nostrClient.sessionActor = {
-      pubkey: "bbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbb",
+      pubkey: "d".repeat(64),
+      privateKey: "e".repeat(64),
+      createdAt: Date.now(),
+    };
+
+    const app = createTestApp(pubkey);
+    assert.equal(app.isUserLoggedIn(), true);
+  } finally {
+    nostrClient.pubkey = previousPubkey;
+    nostrClient.sessionActor = previousSessionActor;
+  }
+});
+
+test("isUserLoggedIn rejects mismatched managed session actors", () => {
+  const previousPubkey = nostrClient.pubkey;
+  const previousSessionActor = nostrClient.sessionActor;
+
+  try {
+    const pubkey = "f".repeat(64);
+    nostrClient.pubkey = pubkey;
+    nostrClient.sessionActor = {
+      pubkey: "0".repeat(64),
+      source: "nsec",
     };
 
     const app = createTestApp(pubkey);