diff --git a/js/payments/lnurl.js b/js/payments/lnurl.js
new file mode 100644
index 00000000..52d536b8
--- /dev/null
+++ b/js/payments/lnurl.js
@@ -0,0 +1,372 @@
+// js/payments/lnurl.js
+
+const CHARSET = "qpzry9x8gf2tvdw0s3jn54khce6mua7l";
+const CHARKEY = new Map(
+  Array.from(CHARSET).map((char, index) => [char, index])
+);
+const GENERATORS = [
+  0x3b6a57b2,
+  0x26508e6d,
+  0x1ea119fa,
+  0x3d4233dd,
+  0x2a1462b3,
+];
+
+const DEFAULT_COMMENT_MAX = 0;
+
+function hrpExpand(hrp) {
+  const chars = Array.from(hrp);
+  const left = chars.map((char) => char.charCodeAt(0) >> 5);
+  const right = chars.map((char) => char.charCodeAt(0) & 31);
+  return [...left, 0, ...right];
+}
+
+function polymod(values) {
+  let chk = 1;
+  for (const value of values) {
+    const top = chk >>> 25;
+    chk = ((chk & 0x1ffffff) << 5) ^ value;
+    for (let i = 0; i < GENERATORS.length; i += 1) {
+      if (((top >> i) & 1) !== 0) {
+        chk ^= GENERATORS[i];
+      }
+    }
+  }
+  return chk;
+}
+
+function verifyChecksum(hrp, data) {
+  return polymod([...hrpExpand(hrp), ...data]) === 1;
+}
+
+function bech32Decode(input) {
+  if (typeof input !== "string") {
+    throw new Error("LNURL must be a string.");
+  }
+
+  const trimmed = input.trim();
+  if (!trimmed) {
+    throw new Error("LNURL cannot be empty.");
+  }
+
+  const lower = trimmed.toLowerCase();
+  const upper = trimmed.toUpperCase();
+  if (trimmed !== lower && trimmed !== upper) {
+    throw new Error("LNURL cannot mix upper and lower case characters.");
+  }
+
+  const normalized = lower;
+  const separatorIndex = normalized.lastIndexOf("1");
+  if (separatorIndex <= 0 || separatorIndex + 7 > normalized.length) {
+    throw new Error("Invalid LNURL bech32 payload.");
+  }
+
+  const hrp = normalized.slice(0, separatorIndex);
+  const dataPart = normalized.slice(separatorIndex + 1);
+
+  const data = [];
+  for (const char of dataPart) {
+    if (!CHARKEY.has(char)) {
+      throw new Error("LNURL payload includes invalid characters.");
+    }
+    data.push(CHARKEY.get(char));
+  }
+
+  if (!verifyChecksum(hrp, data)) {
+    throw new Error("LNURL checksum is invalid.");
+  }
+
+  return {
+    prefix: hrp,
+    words: data.slice(0, -6),
+  };
+}
+
+function convertWords(words, fromBits, toBits, { pad = true } = {}) {
+  let value = 0;
+  let bits = 0;
+  const maxValue = (1 << toBits) - 1;
+  const result = [];
+
+  for (const word of words) {
+    if (word < 0 || word >> fromBits !== 0) {
+      throw new Error("Invalid bech32 word value.");
+    }
+    value = (value << fromBits) | word;
+    bits += fromBits;
+
+    while (bits >= toBits) {
+      bits -= toBits;
+      result.push((value >> bits) & maxValue);
+    }
+  }
+
+  if (pad) {
+    if (bits > 0) {
+      result.push((value << (toBits - bits)) & maxValue);
+    }
+  } else if (bits >= fromBits || ((value << (toBits - bits)) & maxValue) !== 0) {
+    throw new Error("Excess padding in bech32 payload.");
+  }
+
+  return result;
+}
+
+function decodeLnurlBech32(encoded) {
+  const { prefix, words } = bech32Decode(encoded);
+  if (prefix !== "lnurl") {
+    throw new Error("Only bech32 LNURL encodings are supported.");
+  }
+
+  const bytes = convertWords(words, 5, 8, { pad: false });
+  const decoder = new TextDecoder("utf-8", { fatal: true });
+  return decoder.decode(Uint8Array.from(bytes));
+}
+
+function ensureFetchFunction(fetcher) {
+  if (typeof fetcher === "function") {
+    return fetcher;
+  }
+
+  if (typeof fetch === "function") {
+    return fetch;
+  }
+
+  if (typeof globalThis.fetch === "function") {
+    return globalThis.fetch.bind(globalThis);
+  }
+
+  throw new Error("Fetch API is not available in this environment.");
+}
+
+function sanitizeUrl(url) {
+  const trimmed = typeof url === "string" ? url.trim() : "";
+  if (!trimmed) {
+    throw new Error("LNURL endpoint is missing.");
+  }
+  return trimmed;
+}
+
+export function resolveLightningAddress(value) {
+  const trimmed = typeof value === "string" ? value.trim() : "";
+  if (!trimmed) {
+    throw new Error("Lightning address is required.");
+  }
+
+  if (trimmed.toLowerCase().startsWith("lnurl")) {
+    const decoded = decodeLnurlBech32(trimmed);
+    return {
+      type: "lud06",
+      url: sanitizeUrl(decoded),
+      address: trimmed,
+    };
+  }
+
+  if (trimmed.includes("@")) {
+    const [namePart, domainPart] = trimmed.split("@");
+    const name = (namePart || "").trim();
+    const domain = (domainPart || "").trim();
+    if (!name || !domain) {
+      throw new Error("Invalid Lightning address format.");
+    }
+    const url = `https://${domain}/.well-known/lnurlp/${encodeURIComponent(
+      name.toLowerCase()
+    )}`;
+    return {
+      type: "lud16",
+      url,
+      address: `${name}@${domain}`,
+    };
+  }
+
+  if (/^https?:\/\//i.test(trimmed)) {
+    return {
+      type: "url",
+      url: trimmed,
+      address: trimmed,
+    };
+  }
+
+  throw new Error("Unsupported Lightning address format.");
+}
+
+function normalizeNumeric(value, fallback = 0) {
+  const numeric = Number(value);
+  if (!Number.isFinite(numeric)) {
+    return fallback;
+  }
+  return numeric;
+}
+
+export async function fetchPayServiceData(url, { fetcher } = {}) {
+  const targetUrl = sanitizeUrl(url);
+  const fetchFn = ensureFetchFunction(fetcher);
+
+  const response = await fetchFn(targetUrl, {
+    method: "GET",
+    headers: { Accept: "application/json" },
+  });
+
+  if (!response.ok) {
+    throw new Error(`Failed to load LNURL metadata (${response.status}).`);
+  }
+
+  let payload;
+  try {
+    payload = await response.json();
+  } catch (error) {
+    throw new Error("LNURL endpoint did not return JSON.");
+  }
+
+  if (!payload || typeof payload !== "object") {
+    throw new Error("LNURL metadata response was invalid.");
+  }
+
+  if (typeof payload.status === "string" && payload.status.toUpperCase() === "ERROR") {
+    const reason =
+      typeof payload.reason === "string" && payload.reason.trim()
+        ? payload.reason.trim()
+        : "LNURL endpoint returned an error.";
+    throw new Error(reason);
+  }
+
+  const callback = sanitizeUrl(payload.callback);
+  const minSendable = Math.max(0, normalizeNumeric(payload.minSendable, 0));
+  const maxSendable = Math.max(minSendable, normalizeNumeric(payload.maxSendable, minSendable));
+  const commentAllowed = Math.max(0, Math.round(normalizeNumeric(payload.commentAllowed, DEFAULT_COMMENT_MAX)));
+  const allowsNostr = payload.allowsNostr === true;
+  const nostrPubkey =
+    typeof payload.nostrPubkey === "string" ? payload.nostrPubkey.trim() : "";
+
+  let metadata = [];
+  if (typeof payload.metadata === "string" && payload.metadata.trim()) {
+    try {
+      const parsed = JSON.parse(payload.metadata);
+      if (Array.isArray(parsed)) {
+        metadata = parsed;
+      }
+    } catch (error) {
+      // Ignore metadata parse errors – it is optional.
+    }
+  }
+
+  return {
+    tag: typeof payload.tag === "string" ? payload.tag : "payRequest",
+    callback,
+    minSendable,
+    maxSendable,
+    metadata,
+    commentAllowed,
+    allowsNostr,
+    nostrPubkey,
+    raw: payload,
+  };
+}
+
+export function validateInvoiceAmount(metadata, amountSats) {
+  if (!metadata || typeof metadata !== "object") {
+    throw new Error("LNURL metadata is required to validate invoice amounts.");
+  }
+
+  const amount = Math.round(Number(amountSats));
+  if (!Number.isFinite(amount) || amount <= 0) {
+    throw new Error("Zap amount must be a positive integer.");
+  }
+
+  const amountMsats = amount * 1000;
+  const min = Math.max(0, Math.round(Number(metadata.minSendable || 0)));
+  const max = Math.max(min, Math.round(Number(metadata.maxSendable || amountMsats)));
+
+  if (min && amountMsats < min) {
+    throw new Error(`Amount is below the minimum sendable value (${min / 1000} sats).`);
+  }
+
+  if (max && amountMsats > max) {
+    throw new Error(`Amount exceeds the maximum sendable value (${max / 1000} sats).`);
+  }
+
+  return { amountMsats };
+}
+
+function truncateComment(comment, limit) {
+  const trimmed = typeof comment === "string" ? comment.trim() : "";
+  if (!limit || limit <= 0) {
+    return "";
+  }
+  if (trimmed.length <= limit) {
+    return trimmed;
+  }
+  return trimmed.slice(0, limit);
+}
+
+export async function requestInvoice(
+  metadata,
+  { amountSats, amountMsats, comment, zapRequest, fetcher } = {}
+) {
+  if (!metadata || typeof metadata !== "object") {
+    throw new Error("LNURL metadata is required to request an invoice.");
+  }
+
+  const fetchFn = ensureFetchFunction(fetcher);
+  const targetAmount = Number.isFinite(amountMsats)
+    ? Math.round(amountMsats)
+    : validateInvoiceAmount(metadata, amountSats).amountMsats;
+
+  const callbackUrl = new URL(metadata.callback);
+  callbackUrl.searchParams.set("amount", String(targetAmount));
+
+  if (comment && metadata.commentAllowed > 0) {
+    const truncated = truncateComment(comment, metadata.commentAllowed);
+    if (truncated) {
+      callbackUrl.searchParams.set("comment", truncated);
+    }
+  }
+
+  if (zapRequest) {
+    callbackUrl.searchParams.set("nostr", zapRequest);
+  }
+
+  const response = await fetchFn(callbackUrl.toString(), {
+    method: "GET",
+    headers: { Accept: "application/json" },
+  });
+
+  if (!response.ok) {
+    throw new Error(`Failed to fetch LNURL invoice (${response.status}).`);
+  }
+
+  let payload;
+  try {
+    payload = await response.json();
+  } catch (error) {
+    throw new Error("LNURL invoice response was not JSON.");
+  }
+
+  if (!payload || typeof payload !== "object") {
+    throw new Error("LNURL invoice response was invalid.");
+  }
+
+  if (typeof payload.status === "string" && payload.status.toUpperCase() === "ERROR") {
+    const reason =
+      typeof payload.reason === "string" && payload.reason.trim()
+        ? payload.reason.trim()
+        : "LNURL invoice request failed.";
+    throw new Error(reason);
+  }
+
+  const invoice = typeof payload.pr === "string" ? payload.pr.trim() : "";
+  if (!invoice) {
+    throw new Error("LNURL endpoint did not return an invoice.");
+  }
+
+  return {
+    invoice,
+    raw: payload,
+  };
+}
+
+export const __TESTING__ = Object.freeze({
+  bech32Decode,
+  decodeLnurlBech32,
+  convertWords,
+});
diff --git a/js/payments/nwcClient.js b/js/payments/nwcClient.js
new file mode 100644
index 00000000..75863ab0
--- /dev/null
+++ b/js/payments/nwcClient.js
@@ -0,0 +1,478 @@
+// js/payments/nwcClient.js
+
+const HEX64_REGEX = /^[0-9a-f]{64}$/i;
+const URI_SCHEMES = [
+  "nostr+walletconnect://",
+  "walletconnect://",
+  "nwc://",
+];
+const REQUEST_KIND = 23194;
+const RESPONSE_KIND = 23195;
+const DEFAULT_REQUEST_TIMEOUT_MS = 25_000;
+
+let activeState = null;
+let pendingRequests = new Map();
+let socket = null;
+let subscriptionId = null;
+let connectionPromise = null;
+let requestCounter = 0;
+
+function getGlobalWindow() {
+  if (typeof window !== "undefined") {
+    return window;
+  }
+  if (typeof globalThis !== "undefined") {
+    return globalThis;
+  }
+  return {};
+}
+
+function getNostrTools() {
+  const win = getGlobalWindow();
+  return win?.NostrTools || null;
+}
+
+function assertNostrTools(methods = []) {
+  const tools = getNostrTools();
+  if (!tools) {
+    throw new Error("NostrTools is required for NWC operations.");
+  }
+  for (const method of methods) {
+    if (typeof tools?.[method] !== "function") {
+      throw new Error(`NostrTools.${method} is unavailable.`);
+    }
+  }
+  return tools;
+}
+
+function decodePubkey(value) {
+  const trimmed = typeof value === "string" ? value.trim() : "";
+  if (!trimmed) {
+    throw new Error("Wallet pubkey is missing from the NWC URI.");
+  }
+
+  if (HEX64_REGEX.test(trimmed)) {
+    return trimmed.toLowerCase();
+  }
+
+  const tools = getNostrTools();
+  const decoder = tools?.nip19?.decode;
+  if (typeof decoder === "function") {
+    try {
+      const decoded = decoder(trimmed);
+      if (decoded?.type === "npub" && typeof decoded.data === "string") {
+        const hex = decoded.data.trim();
+        if (HEX64_REGEX.test(hex)) {
+          return hex.toLowerCase();
+        }
+      }
+    } catch (error) {
+      // Ignore decode errors and fall through to failure.
+    }
+  }
+
+  throw new Error("Wallet pubkey in the NWC URI is invalid.");
+}
+
+function parseNwcUri(uri) {
+  const trimmed = typeof uri === "string" ? uri.trim() : "";
+  if (!trimmed) {
+    throw new Error("Wallet URI is required.");
+  }
+
+  let stripped = trimmed;
+  let scheme = "";
+  for (const candidate of URI_SCHEMES) {
+    if (trimmed.toLowerCase().startsWith(candidate)) {
+      stripped = trimmed.slice(candidate.length);
+      scheme = candidate;
+      break;
+    }
+  }
+
+  if (!scheme) {
+    throw new Error("Unsupported NWC URI scheme.");
+  }
+
+  const [identifierPart, queryPart] = stripped.split("?");
+  const walletPubkey = decodePubkey(identifierPart);
+
+  const params = new URLSearchParams(queryPart || "");
+  const relay = params.get("relay") || params.get("r");
+  const secret = params.get("secret") || params.get("s");
+
+  if (!relay) {
+    throw new Error("NWC URI is missing a relay parameter.");
+  }
+
+  if (!secret || !HEX64_REGEX.test(secret)) {
+    throw new Error("NWC URI secret must be a 64 character hex string.");
+  }
+
+  const relayUrl = decodeURIComponent(relay);
+  const secretKey = secret.toLowerCase();
+
+  const tools = assertNostrTools(["getPublicKey"]);
+  const clientPubkey = tools.getPublicKey(secretKey);
+
+  return {
+    normalizedUri: `nostr+walletconnect://${walletPubkey}?relay=${encodeURIComponent(
+      relayUrl
+    )}&secret=${secretKey}`,
+    relayUrl,
+    walletPubkey,
+    secretKey,
+    clientPubkey,
+  };
+}
+
+function closeSocket({ keepState = false } = {}) {
+  if (socket) {
+    try {
+      socket.close();
+    } catch (error) {
+      // Ignore close errors.
+    }
+  }
+  socket = null;
+  connectionPromise = null;
+  subscriptionId = null;
+
+  if (!keepState) {
+    activeState = null;
+  }
+
+  for (const [, entry] of pendingRequests.entries()) {
+    try {
+      entry.reject(new Error("Wallet connection closed."));
+    } catch (error) {
+      // ignore
+    }
+  }
+  pendingRequests.clear();
+}
+
+function isSocketOpen() {
+  return socket && socket.readyState === socket.OPEN;
+}
+
+function handleSocketError(error) {
+  console.warn("[nwcClient] WebSocket error", error);
+  closeSocket({ keepState: true });
+}
+
+function handleSocketClose() {
+  console.warn("[nwcClient] Wallet connection closed.");
+  closeSocket({ keepState: true });
+}
+
+function resolveWebSocketImplementation() {
+  if (typeof WebSocket !== "undefined") {
+    return WebSocket;
+  }
+  if (typeof globalThis !== "undefined" && typeof globalThis.WebSocket !== "undefined") {
+    return globalThis.WebSocket;
+  }
+  throw new Error("WebSocket is not available in this environment.");
+}
+
+function subscribeToResponses(context) {
+  if (!socket) {
+    return;
+  }
+  subscriptionId = `nwc-${Math.random().toString(36).slice(2, 10)}`;
+  const filters = {
+    kinds: [RESPONSE_KIND],
+    authors: [context.walletPubkey],
+    "#p": [context.clientPubkey],
+  };
+  socket.send(JSON.stringify(["REQ", subscriptionId, filters]));
+}
+
+async function decryptResponse(event) {
+  const tools = assertNostrTools(["nip04"]);
+  if (typeof tools.nip04?.decrypt !== "function") {
+    throw new Error("NostrTools.nip04.decrypt is not available.");
+  }
+  const context = activeState?.context;
+  if (!context) {
+    throw new Error("Wallet context is unavailable for decrypting responses.");
+  }
+  const plaintext = await tools.nip04.decrypt(
+    context.secretKey,
+    context.walletPubkey,
+    event.content
+  );
+  return JSON.parse(plaintext);
+}
+
+async function handleSocketMessage(messageEvent) {
+  let payload;
+  try {
+    payload = JSON.parse(messageEvent.data);
+  } catch (error) {
+    console.warn("[nwcClient] Failed to parse relay message", error);
+    return;
+  }
+
+  if (!Array.isArray(payload) || payload.length < 2) {
+    return;
+  }
+
+  const [type] = payload;
+  if (type === "EVENT" && payload.length >= 3) {
+    const event = payload[2];
+    if (event?.kind !== RESPONSE_KIND || !Array.isArray(event.tags)) {
+      return;
+    }
+
+    const eTag = event.tags.find((tag) => Array.isArray(tag) && tag[0] === "e");
+    const requestId = eTag?.[1];
+    if (!requestId || !pendingRequests.has(requestId)) {
+      return;
+    }
+
+    const pending = pendingRequests.get(requestId);
+    pendingRequests.delete(requestId);
+    clearTimeout(pending.timeoutId);
+
+    try {
+      const response = await decryptResponse(event);
+      if (response?.error) {
+        const message =
+          typeof response.error.message === "string" && response.error.message.trim()
+            ? response.error.message.trim()
+            : "Wallet reported an error.";
+        const error = new Error(message);
+        error.code = response.error.code || null;
+        pending.reject(error);
+        return;
+      }
+      pending.resolve({
+        requestId,
+        result: response?.result || null,
+        response,
+        event,
+      });
+    } catch (error) {
+      pending.reject(error);
+    }
+    return;
+  }
+
+  if (type === "NOTICE" && payload.length >= 2) {
+    console.warn("[nwcClient] Relay notice:", payload[1]);
+    return;
+  }
+}
+
+function connectSocket(context) {
+  if (connectionPromise) {
+    return connectionPromise;
+  }
+
+  const WebSocketImpl = resolveWebSocketImplementation();
+  const url = context.relayUrl;
+
+  connectionPromise = new Promise((resolve, reject) => {
+    try {
+      socket = new WebSocketImpl(url);
+    } catch (error) {
+      connectionPromise = null;
+      reject(new Error("Failed to open wallet WebSocket."));
+      return;
+    }
+
+    const handleOpen = () => {
+      socket.removeEventListener("open", handleOpen);
+      socket.removeEventListener("error", handleError);
+      socket.removeEventListener("close", handleCloseDuringConnect);
+      socket.addEventListener("message", handleSocketMessage);
+      socket.addEventListener("error", handleSocketError);
+      socket.addEventListener("close", handleSocketClose);
+      subscribeToResponses(context);
+      resolve();
+    };
+
+    const handleError = (event) => {
+      socket.removeEventListener("open", handleOpen);
+      socket.removeEventListener("error", handleError);
+      socket.removeEventListener("close", handleCloseDuringConnect);
+      connectionPromise = null;
+      reject(event instanceof Error ? event : new Error("Wallet WebSocket failed."));
+    };
+
+    const handleCloseDuringConnect = () => {
+      socket.removeEventListener("open", handleOpen);
+      socket.removeEventListener("error", handleError);
+      socket.removeEventListener("close", handleCloseDuringConnect);
+      connectionPromise = null;
+      reject(new Error("Wallet WebSocket closed before opening."));
+    };
+
+    socket.addEventListener("open", handleOpen);
+    socket.addEventListener("error", handleError);
+    socket.addEventListener("close", handleCloseDuringConnect);
+  });
+
+  return connectionPromise;
+}
+
+function ensureActiveState(settings) {
+  if (!settings || typeof settings !== "object") {
+    throw new Error("Wallet settings are required.");
+  }
+
+  const uri =
+    typeof settings.nwcUri === "string" && settings.nwcUri.trim()
+      ? settings.nwcUri.trim()
+      : "";
+  if (!uri) {
+    throw new Error("Wallet URI is required.");
+  }
+
+  const parsed = parseNwcUri(uri);
+  if (activeState && activeState.normalizedUri === parsed.normalizedUri) {
+    activeState.settings = { ...settings, nwcUri: parsed.normalizedUri };
+    return activeState.context;
+  }
+
+  closeSocket();
+
+  activeState = {
+    normalizedUri: parsed.normalizedUri,
+    settings: { ...settings, nwcUri: parsed.normalizedUri },
+    context: {
+      relayUrl: parsed.relayUrl,
+      walletPubkey: parsed.walletPubkey,
+      secretKey: parsed.secretKey,
+      clientPubkey: parsed.clientPubkey,
+      uri: parsed.normalizedUri,
+    },
+  };
+
+  pendingRequests = new Map();
+  return activeState.context;
+}
+
+export async function ensureWallet({ settings } = {}) {
+  const candidateSettings =
+    settings || activeState?.settings || activeState?.context?.settings || null;
+
+  const context = ensureActiveState(candidateSettings);
+
+  if (!isSocketOpen()) {
+    await connectSocket(context);
+  }
+
+  return context;
+}
+
+async function encryptRequestPayload(context, payload) {
+  const tools = assertNostrTools(["nip04", "getEventHash", "signEvent"]);
+  if (typeof tools.nip04?.encrypt !== "function") {
+    throw new Error("NostrTools.nip04.encrypt is not available.");
+  }
+
+  const plaintext = JSON.stringify(payload);
+  const encrypted = await tools.nip04.encrypt(
+    context.secretKey,
+    context.walletPubkey,
+    plaintext
+  );
+
+  const event = {
+    kind: REQUEST_KIND,
+    created_at: Math.floor(Date.now() / 1000),
+    content: encrypted,
+    pubkey: context.clientPubkey,
+    tags: [["p", context.walletPubkey]],
+  };
+
+  event.id = tools.getEventHash(event);
+  event.tags.push(["e", event.id]);
+  event.sig = tools.signEvent(event, context.secretKey);
+
+  return event;
+}
+
+function registerPendingRequest(eventId, { resolve, reject, timeoutMs }) {
+  const timeoutId = setTimeout(() => {
+    if (pendingRequests.has(eventId)) {
+      pendingRequests.delete(eventId);
+      reject(new Error("Wallet request timed out."));
+    }
+  }, timeoutMs || DEFAULT_REQUEST_TIMEOUT_MS);
+
+  pendingRequests.set(eventId, { resolve, reject, timeoutId });
+}
+
+async function sendWalletRequest(context, payload, { timeoutMs } = {}) {
+  if (!isSocketOpen()) {
+    await connectSocket(context);
+  }
+
+  const event = await encryptRequestPayload(context, payload);
+
+  const promise = new Promise((resolve, reject) => {
+    registerPendingRequest(event.id, { resolve, reject, timeoutMs });
+  });
+
+  socket.send(JSON.stringify(["EVENT", event]));
+  return promise;
+}
+
+function sanitizeInvoice(value) {
+  const trimmed = typeof value === "string" ? value.trim() : "";
+  if (!trimmed) {
+    throw new Error("Invoice is required to send a payment.");
+  }
+  return trimmed;
+}
+
+function sanitizeAmount(amount) {
+  if (!Number.isFinite(amount)) {
+    return null;
+  }
+  const rounded = Math.round(amount);
+  return Math.max(0, rounded);
+}
+
+export async function sendPayment(bolt11, { settings, amountSats, zapRequest, timeoutMs } = {}) {
+  const context = await ensureWallet({ settings });
+  const invoice = sanitizeInvoice(bolt11);
+  const payload = {
+    id: `req-${Date.now()}-${++requestCounter}`,
+    method: "pay_invoice",
+    params: {
+      invoice,
+    },
+  };
+
+  const amount = sanitizeAmount(amountSats);
+  if (amount && amount > 0) {
+    payload.params.amount = amount;
+  }
+
+  if (zapRequest) {
+    payload.params.zap_request = zapRequest;
+  }
+
+  const response = await sendWalletRequest(context, payload, { timeoutMs });
+  return response;
+}
+
+export function getActiveWalletContext() {
+  return activeState?.context || null;
+}
+
+export function resetWalletClient() {
+  closeSocket();
+}
+
+export const __TESTING__ = Object.freeze({
+  parseNwcUri,
+  closeSocket,
+  pendingRequests,
+  ensureActiveState,
+});
diff --git a/js/payments/platformAddress.js b/js/payments/platformAddress.js
new file mode 100644
index 00000000..bbed4a48
--- /dev/null
+++ b/js/payments/platformAddress.js
@@ -0,0 +1,158 @@
+// js/payments/platformAddress.js
+
+import { PLATFORM_LUD16_OVERRIDE, ADMIN_SUPER_NPUB } from "../config.js";
+import { nostrClient } from "../nostr.js";
+import { setProfileCacheEntry } from "../state/cache.js";
+
+const HEX64_REGEX = /^[0-9a-f]{64}$/i;
+const CACHE_TTL_MS = 10 * 60 * 1000;
+
+let cachedAddress = null;
+
+function getGlobalWindow() {
+  if (typeof window !== "undefined") {
+    return window;
+  }
+  if (typeof globalThis !== "undefined") {
+    return globalThis;
+  }
+  return {};
+}
+
+function getNostrTools() {
+  const win = getGlobalWindow();
+  return win?.NostrTools || null;
+}
+
+function decodeAdminPubkey() {
+  const trimmed = typeof ADMIN_SUPER_NPUB === "string" ? ADMIN_SUPER_NPUB.trim() : "";
+  if (!trimmed) {
+    return null;
+  }
+
+  if (HEX64_REGEX.test(trimmed)) {
+    return trimmed.toLowerCase();
+  }
+
+  const tools = getNostrTools();
+  const decoder = tools?.nip19?.decode;
+  if (typeof decoder === "function") {
+    try {
+      const decoded = decoder(trimmed);
+      if (decoded?.type === "npub" && typeof decoded.data === "string") {
+        const hex = decoded.data.trim();
+        if (HEX64_REGEX.test(hex)) {
+          return hex.toLowerCase();
+        }
+      }
+    } catch (error) {
+      console.warn("[platformAddress] Failed to decode ADMIN_SUPER_NPUB", error);
+    }
+  }
+
+  return null;
+}
+
+function shouldUseOverride() {
+  return typeof PLATFORM_LUD16_OVERRIDE === "string" && PLATFORM_LUD16_OVERRIDE.trim();
+}
+
+function getOverrideAddress() {
+  const trimmed = PLATFORM_LUD16_OVERRIDE.trim();
+  return trimmed || null;
+}
+
+function isCacheFresh(entry) {
+  if (!entry) {
+    return false;
+  }
+  if (typeof entry.expiresAt !== "number") {
+    return false;
+  }
+  return entry.expiresAt > Date.now();
+}
+
+async function fetchAdminMetadata(adminPubkey) {
+  if (!adminPubkey) {
+    return null;
+  }
+
+  if (!nostrClient?.pool || !Array.isArray(nostrClient?.relays)) {
+    console.warn("[platformAddress] Nostr client is not ready.");
+    return null;
+  }
+
+  try {
+    const events = await nostrClient.pool.list(nostrClient.relays, [
+      { kinds: [0], authors: [adminPubkey], limit: 1 },
+    ]);
+
+    if (!Array.isArray(events) || events.length === 0) {
+      return null;
+    }
+
+    let newest = null;
+    for (const event of events) {
+      if (!event || event.pubkey !== adminPubkey || !event.content) {
+        continue;
+      }
+      if (!newest || event.created_at > newest.created_at) {
+        newest = event;
+      }
+    }
+
+    if (!newest?.content) {
+      return null;
+    }
+
+    const data = JSON.parse(newest.content);
+    const lightningAddress =
+      typeof data.lud16 === "string" && data.lud16.trim()
+        ? data.lud16.trim()
+        : typeof data.lud06 === "string" && data.lud06.trim()
+        ? data.lud06.trim()
+        : "";
+
+    if (lightningAddress) {
+      setProfileCacheEntry(adminPubkey, data, { persist: false });
+    }
+
+    return lightningAddress || null;
+  } catch (error) {
+    console.warn("[platformAddress] Failed to fetch admin metadata", error);
+    return null;
+  }
+}
+
+export async function getPlatformLightningAddress({ forceRefresh = false } = {}) {
+  if (shouldUseOverride()) {
+    return getOverrideAddress();
+  }
+
+  if (!forceRefresh && isCacheFresh(cachedAddress)) {
+    return cachedAddress.value;
+  }
+
+  const adminPubkey = decodeAdminPubkey();
+  if (!adminPubkey) {
+    return null;
+  }
+
+  if (forceRefresh !== true && cachedAddress?.value) {
+    return cachedAddress.value;
+  }
+
+  const lightningAddress = await fetchAdminMetadata(adminPubkey);
+  if (lightningAddress) {
+    cachedAddress = {
+      value: lightningAddress,
+      expiresAt: Date.now() + CACHE_TTL_MS,
+    };
+  }
+
+  return lightningAddress || cachedAddress?.value || null;
+}
+
+export function __resetPlatformAddressCache() {
+  cachedAddress = null;
+}
diff --git a/js/payments/zapSplit.js b/js/payments/zapSplit.js
new file mode 100644
index 00000000..77ad714d
--- /dev/null
+++ b/js/payments/zapSplit.js
@@ -0,0 +1,326 @@
+// js/payments/zapSplit.js
+
+import { PLATFORM_FEE_PERCENT, ADMIN_SUPER_NPUB } from "../config.js";
+import {
+  resolveLightningAddress,
+  fetchPayServiceData,
+  validateInvoiceAmount,
+  requestInvoice,
+} from "./lnurl.js";
+import { ensureWallet, sendPayment } from "./nwcClient.js";
+import { getPlatformLightningAddress } from "./platformAddress.js";
+
+const HEX64_REGEX = /^[0-9a-f]{64}$/i;
+const ZAP_KIND = 9734;
+const DEFAULT_DEPS = Object.freeze({
+  lnurl: Object.freeze({
+    resolveLightningAddress,
+    fetchPayServiceData,
+    validateInvoiceAmount,
+    requestInvoice,
+  }),
+  wallet: Object.freeze({ ensureWallet, sendPayment }),
+  platformAddress: Object.freeze({ getPlatformLightningAddress }),
+});
+
+function getOverridePlatformFee() {
+  const override = globalThis?.__BITVID_PLATFORM_FEE_OVERRIDE__;
+  if (Number.isFinite(override)) {
+    return override;
+  }
+  return PLATFORM_FEE_PERCENT;
+}
+
+function clampPercent(value) {
+  const numeric = Number(value);
+  if (!Number.isFinite(numeric)) {
+    return 0;
+  }
+  return Math.min(100, Math.max(0, numeric));
+}
+
+function sanitizeAmount(amount) {
+  const numeric = Number(amount);
+  if (!Number.isFinite(numeric)) {
+    throw new Error("Zap amount must be a positive integer.");
+  }
+  const rounded = Math.round(numeric);
+  if (rounded <= 0) {
+    throw new Error("Zap amount must be greater than zero.");
+  }
+  return rounded;
+}
+
+function sanitizeComment(comment) {
+  if (typeof comment !== "string") {
+    return "";
+  }
+  return comment.trim();
+}
+
+function sanitizeAddress(address) {
+  const trimmed = typeof address === "string" ? address.trim() : "";
+  return trimmed || "";
+}
+
+function mergeDependencies(overrides = {}) {
+  const lnurlDeps = {
+    ...DEFAULT_DEPS.lnurl,
+    ...(overrides.lnurl || {}),
+  };
+  const walletDeps = {
+    ...DEFAULT_DEPS.wallet,
+    ...(overrides.wallet || {}),
+  };
+  const platformDeps = {
+    ...DEFAULT_DEPS.platformAddress,
+    ...(overrides.platformAddress || {}),
+  };
+
+  return { lnurl: lnurlDeps, wallet: walletDeps, platformAddress: platformDeps };
+}
+
+function getNostrTools() {
+  if (typeof window !== "undefined" && window?.NostrTools) {
+    return window.NostrTools;
+  }
+  if (typeof globalThis !== "undefined" && globalThis?.NostrTools) {
+    return globalThis.NostrTools;
+  }
+  return null;
+}
+
+function decodeAdminPubkey() {
+  const trimmed = typeof ADMIN_SUPER_NPUB === "string" ? ADMIN_SUPER_NPUB.trim() : "";
+  if (!trimmed) {
+    return null;
+  }
+  if (HEX64_REGEX.test(trimmed)) {
+    return trimmed.toLowerCase();
+  }
+  const tools = getNostrTools();
+  const decoder = tools?.nip19?.decode;
+  if (typeof decoder === "function") {
+    try {
+      const decoded = decoder(trimmed);
+      if (decoded?.type === "npub" && typeof decoded.data === "string") {
+        const hex = decoded.data.trim();
+        if (HEX64_REGEX.test(hex)) {
+          return hex.toLowerCase();
+        }
+      }
+    } catch (error) {
+      return null;
+    }
+  }
+  return null;
+}
+
+function derivePointerTag(videoEvent) {
+  if (!videoEvent || typeof videoEvent !== "object") {
+    return null;
+  }
+  if (!Array.isArray(videoEvent.tags)) {
+    return null;
+  }
+  const dTag = videoEvent.tags.find((tag) => Array.isArray(tag) && tag[0] === "d" && tag[1]);
+  if (!dTag) {
+    return null;
+  }
+  if (!Number.isFinite(videoEvent.kind) || typeof videoEvent.pubkey !== "string") {
+    return null;
+  }
+  const value = `${videoEvent.kind}:${videoEvent.pubkey}:${dTag[1]}`;
+  return ["a", value];
+}
+
+function buildZapRequest({
+  wallet,
+  recipientPubkey,
+  videoEvent,
+  amountSats,
+  comment,
+  lnurl,
+}) {
+  const tools = getNostrTools();
+  if (!tools?.getEventHash || !tools?.signEvent) {
+    throw new Error("NostrTools is required to sign zap requests.");
+  }
+
+  const tags = [];
+  if (recipientPubkey) {
+    tags.push(["p", recipientPubkey]);
+  }
+  if (videoEvent?.id) {
+    tags.push(["e", videoEvent.id]);
+  }
+  const pointerTag = derivePointerTag(videoEvent);
+  if (pointerTag) {
+    tags.push(pointerTag);
+  }
+  if (lnurl) {
+    tags.push(["lnurl", lnurl]);
+  }
+  if (Number.isFinite(amountSats)) {
+    tags.push(["amount", String(Math.max(0, Math.round(amountSats)) * 1000)]);
+  }
+
+  const event = {
+    kind: ZAP_KIND,
+    content: comment || "",
+    created_at: Math.floor(Date.now() / 1000),
+    tags,
+    pubkey: wallet?.clientPubkey || "",
+  };
+
+  event.id = tools.getEventHash(event);
+  event.sig = tools.signEvent(event, wallet?.secretKey);
+
+  return JSON.stringify(event);
+}
+
+function determineRecipientPubkey({ recipientType, metadata, videoEvent }) {
+  if (metadata?.nostrPubkey && HEX64_REGEX.test(metadata.nostrPubkey)) {
+    return metadata.nostrPubkey.toLowerCase();
+  }
+  if (recipientType === "creator" && typeof videoEvent?.pubkey === "string") {
+    return videoEvent.pubkey;
+  }
+  if (recipientType === "platform") {
+    return decodeAdminPubkey();
+  }
+  return null;
+}
+
+async function processShare({
+  recipientType,
+  address,
+  amountSats,
+  comment,
+  videoEvent,
+  wallet,
+  deps,
+}) {
+  const resolved = deps.lnurl.resolveLightningAddress(address);
+  const metadata = await deps.lnurl.fetchPayServiceData(resolved.url);
+  const { amountMsats } = deps.lnurl.validateInvoiceAmount(metadata, amountSats);
+
+  let zapRequest = null;
+  if (metadata.allowsNostr === true || metadata.nostrPubkey) {
+    const recipientPubkey = determineRecipientPubkey({
+      recipientType,
+      metadata,
+      videoEvent,
+    });
+    if (recipientPubkey) {
+      zapRequest = buildZapRequest({
+        wallet,
+        recipientPubkey,
+        videoEvent,
+        amountSats,
+        comment,
+        lnurl: resolved.url,
+      });
+    }
+  }
+
+  const invoice = await deps.lnurl.requestInvoice(metadata, {
+    amountMsats,
+    comment,
+    zapRequest,
+  });
+
+  const payment = await deps.wallet.sendPayment(invoice.invoice, {
+    amountSats,
+    zapRequest,
+  });
+
+  return {
+    recipientType,
+    address,
+    amount: amountSats,
+    lnurl: resolved,
+    metadata,
+    invoice,
+    payment,
+    zapRequest,
+  };
+}
+
+export async function splitAndZap(
+  { videoEvent, amountSats, comment = "", walletSettings } = {},
+  dependencies = {}
+) {
+  if (!videoEvent || typeof videoEvent !== "object") {
+    throw new Error("A video event is required to zap.");
+  }
+
+  const amount = sanitizeAmount(amountSats);
+  const note = sanitizeComment(comment);
+  const deps = mergeDependencies(dependencies);
+
+  const wallet = await deps.wallet.ensureWallet({ settings: walletSettings });
+
+  const creatorAddress = sanitizeAddress(videoEvent.lightningAddress);
+  if (!creatorAddress) {
+    throw new Error("This creator has not configured a Lightning address yet.");
+  }
+
+  const platformFee = clampPercent(getOverridePlatformFee());
+  const platformShare = Math.floor((amount * platformFee) / 100);
+  const creatorShare = amount - platformShare;
+
+  let platformAddress = null;
+  if (platformShare > 0) {
+    platformAddress = sanitizeAddress(
+      await deps.platformAddress.getPlatformLightningAddress({ forceRefresh: false })
+    );
+    if (!platformAddress) {
+      throw new Error("Platform Lightning address is unavailable.");
+    }
+  }
+
+  const receipts = [];
+
+  if (creatorShare > 0) {
+    receipts.push(
+      await processShare({
+        recipientType: "creator",
+        address: creatorAddress,
+        amountSats: creatorShare,
+        comment: note,
+        videoEvent,
+        wallet,
+        deps,
+      })
+    );
+  }
+
+  if (platformShare > 0) {
+    receipts.push(
+      await processShare({
+        recipientType: "platform",
+        address: platformAddress,
+        amountSats: platformShare,
+        comment: note,
+        videoEvent,
+        wallet,
+        deps,
+      })
+    );
+  }
+
+  return {
+    totalAmount: amount,
+    creatorShare,
+    platformShare,
+    receipts,
+  };
+}
+
+export const __TESTING__ = Object.freeze({
+  buildZapRequest,
+  determineRecipientPubkey,
+  derivePointerTag,
+  mergeDependencies,
+});
diff --git a/tests/zap-split.test.mjs b/tests/zap-split.test.mjs
new file mode 100644
index 00000000..22962299
--- /dev/null
+++ b/tests/zap-split.test.mjs
@@ -0,0 +1,269 @@
+import assert from "node:assert/strict";
+
+if (typeof globalThis.window === "undefined") {
+  globalThis.window = {};
+}
+
+if (typeof globalThis.localStorage === "undefined") {
+  const storage = new Map();
+  globalThis.localStorage = {
+    getItem(key) {
+      return storage.has(key) ? storage.get(key) : null;
+    },
+    setItem(key, value) {
+      storage.set(String(key), String(value));
+    },
+    removeItem(key) {
+      storage.delete(String(key));
+    },
+    clear() {
+      storage.clear();
+    },
+  };
+}
+
+if (typeof window.localStorage === "undefined") {
+  window.localStorage = globalThis.localStorage;
+}
+
+const nostrToolsStub = {
+  getEventHash(event) {
+    const base = JSON.stringify(event);
+    let hash = 0;
+    for (let i = 0; i < base.length; i += 1) {
+      hash = (hash * 33 + base.charCodeAt(i)) % 0xffffffff;
+    }
+    return hash.toString(16).padStart(8, "0");
+  },
+  signEvent(event, secret) {
+    return `sig-${(secret || "").slice(0, 8)}-${event.kind}`;
+  },
+  nip19: {
+    decode(value) {
+      if (typeof value !== "string") {
+        throw new Error("Invalid nip19 input");
+      }
+      if (value.startsWith("npub")) {
+        return { type: "npub", data: "f".repeat(64) };
+      }
+      return null;
+    },
+  },
+};
+
+window.NostrTools = nostrToolsStub;
+globalThis.NostrTools = nostrToolsStub;
+
+globalThis.fetch = async () => {
+  throw new Error("Unexpected fetch call during zap split tests.");
+};
+
+const { splitAndZap } = await import("../js/payments/zapSplit.js");
+
+function createDeps({
+  commentAllowed = 120,
+  platformAddress = "platform@example.com",
+  minSendable = 1000,
+  maxSendable = 2_000_000,
+  allowsNostr = true,
+} = {}) {
+  let ensureWalletCalls = 0;
+  const sendCalls = [];
+
+  return {
+    deps: {
+      lnurl: {
+        resolveLightningAddress(address) {
+          return {
+            type: address.includes("platform") ? "platform" : "creator",
+            url: `https://lnurl.test/${address}`,
+            address,
+          };
+        },
+        async fetchPayServiceData(url) {
+          const isPlatform = url.includes("platform");
+          return {
+            callback: `${url}/callback`,
+            minSendable,
+            maxSendable,
+            commentAllowed,
+            allowsNostr,
+            nostrPubkey: isPlatform ? "b".repeat(64) : "a".repeat(64),
+            raw: {},
+          };
+        },
+        validateInvoiceAmount(metadata, amount) {
+          if (amount * 1000 < metadata.minSendable) {
+            throw new Error("below-minimum");
+          }
+          if (amount * 1000 > metadata.maxSendable) {
+            throw new Error("above-maximum");
+          }
+          return { amountMsats: amount * 1000 };
+        },
+        async requestInvoice(metadata, { amountMsats, comment, zapRequest }) {
+          return {
+            invoice: `bolt11-${metadata.callback}-${amountMsats}-${comment}-${Boolean(
+              zapRequest
+            )}`,
+            raw: {},
+          };
+        },
+      },
+      wallet: {
+        async ensureWallet() {
+          ensureWalletCalls += 1;
+          return {
+            clientPubkey: "c".repeat(64),
+            secretKey: "1".repeat(64),
+          };
+        },
+        async sendPayment(invoice, { amountSats, zapRequest }) {
+          sendCalls.push({ invoice, amountSats, zapRequest });
+          return {
+            invoice,
+            amountSats,
+            zapRequest,
+          };
+        },
+      },
+      platformAddress: {
+        async getPlatformLightningAddress() {
+          return platformAddress;
+        },
+      },
+    },
+    getEnsureWalletCalls() {
+      return ensureWalletCalls;
+    },
+    getSendCalls() {
+      return sendCalls;
+    },
+  };
+}
+
+async function testSplitMath() {
+  globalThis.__BITVID_PLATFORM_FEE_OVERRIDE__ = 10;
+  const { deps, getSendCalls, getEnsureWalletCalls } = createDeps();
+
+  const videoEvent = {
+    id: "event-id",
+    pubkey: "c".repeat(64),
+    lightningAddress: "creator@example.com",
+    tags: [["d", "pointer"]],
+    kind: 30078,
+  };
+
+  const result = await splitAndZap(
+    { videoEvent, amountSats: 1000, comment: "Great video!" },
+    deps
+  );
+
+  assert.equal(result.totalAmount, 1000);
+  assert.equal(result.creatorShare, 900);
+  assert.equal(result.platformShare, 100);
+  assert.equal(result.receipts.length, 2);
+  assert.equal(getEnsureWalletCalls(), 1);
+
+  const sendCalls = getSendCalls();
+  assert.equal(sendCalls.length, 2, "should send two payments");
+  assert.equal(sendCalls[0].amountSats, 900);
+  assert.equal(sendCalls[1].amountSats, 100);
+
+  const creatorReceipt = result.receipts[0];
+  assert.equal(creatorReceipt.recipientType, "creator");
+  assert(creatorReceipt.zapRequest, "creator zap request should be present");
+  const parsedZap = JSON.parse(creatorReceipt.zapRequest);
+  assert.equal(parsedZap.kind, 9734);
+  assert(parsedZap.tags.some((tag) => tag[0] === "amount" && tag[1] === "900000"));
+
+  delete globalThis.__BITVID_PLATFORM_FEE_OVERRIDE__;
+}
+
+async function testLnurlBounds() {
+  globalThis.__BITVID_PLATFORM_FEE_OVERRIDE__ = 0;
+  const depsWrapper = createDeps({ minSendable: 5_000 });
+
+  const videoEvent = {
+    id: "event-id",
+    pubkey: "c".repeat(64),
+    lightningAddress: "creator@example.com",
+    kind: 30078,
+    tags: [],
+  };
+
+  await assert.rejects(
+    () => splitAndZap({ videoEvent, amountSats: 4 }, depsWrapper.deps),
+    /below-minimum/
+  );
+
+  delete globalThis.__BITVID_PLATFORM_FEE_OVERRIDE__;
+}
+
+async function testMissingAddress() {
+  globalThis.__BITVID_PLATFORM_FEE_OVERRIDE__ = 15;
+  const depsWrapper = createDeps({ platformAddress: null });
+
+  const noCreatorEvent = {
+    id: "event-id",
+    pubkey: "c".repeat(64),
+    lightningAddress: "",
+    kind: 30078,
+    tags: [],
+  };
+
+  await assert.rejects(
+    () => splitAndZap({ videoEvent: noCreatorEvent, amountSats: 100 }, depsWrapper.deps),
+    /Lightning address/
+  );
+
+  const creatorEvent = {
+    id: "event-id",
+    pubkey: "c".repeat(64),
+    lightningAddress: "creator@example.com",
+    kind: 30078,
+    tags: [],
+  };
+
+  await assert.rejects(
+    () => splitAndZap({ videoEvent: creatorEvent, amountSats: 100 }, depsWrapper.deps),
+    /Platform Lightning address is unavailable/
+  );
+
+  delete globalThis.__BITVID_PLATFORM_FEE_OVERRIDE__;
+}
+
+async function testWalletFailure() {
+  const deps = {
+    lnurl: createDeps().deps.lnurl,
+    wallet: {
+      async ensureWallet() {
+        throw new Error("wallet offline");
+      },
+      async sendPayment() {
+        throw new Error("should not call sendPayment");
+      },
+    },
+    platformAddress: createDeps().deps.platformAddress,
+  };
+
+  const videoEvent = {
+    id: "event-id",
+    pubkey: "c".repeat(64),
+    lightningAddress: "creator@example.com",
+    kind: 30078,
+    tags: [],
+  };
+
+  await assert.rejects(
+    () => splitAndZap({ videoEvent, amountSats: 100 }, deps),
+    /wallet offline/
+  );
+}
+
+await testSplitMath();
+await testLnurlBounds();
+await testMissingAddress();
+await testWalletFailure();
+
+console.log("zap-split tests passed");