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Applies bridge §4.5: Mode D confirmed as BitUnlock protocol version change (Phase E only); pledges are TORCH-side signed events (BitUnlock has no holds/escrow); milestone-grained fees as static products, never per-task; poll-driven order tracking; refunds scoped to the provider layer; Phase A is Mode A only with Mode B gated behind a durable- custody design review; BitUnlock license/vendoring recorded as a Stage 0 blocker. Adds companions header and changelog. Co-Authored-By: Claude Fable 5 <[email protected]>